01Model mapping next
Capital plan
Reconcile the finite housing pool and calculate the maximum affordable purchase price after every transition cost.
Private workspace
Your retirement, made clear
A calm place to explore
the years ahead.
One transparent model for your move, home, income, and everyday life—built to answer “what if?” without hiding the assumptions.
Open the private planner →Foundation · version 0.1.0
✓No unaccounted funding
✓Every estimate is traceable
✓Capital and income stay separate
Model workspace
Everything in its proper place.
The workbook is being migrated one verified calculation at a time. Until then, it remains the financial source of truth.
02Structure defined
Income plan
Keep pensions and recurring income separate from capital, with timing, tax, reliability, and survivor assumptions.
03Inputs to migrate
Living budget
Model French living costs, healthcare, housing, and discretionary spending with visible source notes.
Core model guardrail
The home budget cannot create money.
The maximum purchase price will be calculated from the same finite capital pool after sale deductions, pension taxes, purchase fees, temporary rent, moving, renovations, and contingency. If costs rise, the affordable house price falls.
Available capital−All other costs=Max house price